Whoever said the pedestrian always has the right of way?
In Washington, nothing could be farther from the truth. If you’re a pedestrian, you must obey laws just as drivers do. You also have rights, however, which often include the right to medical coverage if a vehicle hits you, and possibly more.
Your vehicle insurance policy may provide coverage in case of a collision, even if you’re crossing the street on foot. If you aren’t insured, the insurance someone in your household carries — a parent, a spouse, or even a roommate — may pay your medical bills. Or, if the driver caused the accident, his or her insurance may pay.
Insurance companies, however, want to make money, not spend it. Some may unscrupulously try to discredit a pedestrian’s claims of injury or pain.
That’s why calling an attorney is one of the first things you should do if a vehicle strikes you. Because you can bet the insurance companies have already called their lawyers.
And remember: you have the right to remain silent. That claims adjuster may be friendly, but his job is to gather evidence against you.